Product Description
When Frank tries out for the basketball team, it's Joe's job to videotape the tryouts for the coach. But somebody takes the tape and steals the whole show! So what's Frank and Joe's game plan? First, send out a dog to sniff for clues. Second, put a gob of green goop in Chet's hair. Then eat lots of pizza. Dogs? Goop? Pizza? Sometimes detective work is even better than basketball. ... Read more

Product Description
Get out of debt and stay out with the help of Dave Ramsey, recently seen by millions of Today Show viewers. His practical regimen, first set forth by The Financial Peace Planner, which will be published by Penguin in January 1998. Loaded with inspirational insights that come from personal experience, this set of books is the most valuable purchase a debt-ridden reader can make. ... Read more

Customer Reviews (93)

GREAT WEDDING GIFT
I bought this book for all of my married children.Well written and even I have learned much from it.Wish I would have known all this when I first got married.

Ramsey's got it!
This book should be required reading to graduate from high school.Ramsey identifies so much of what is wrong with America's spend, spend, spend culture.What is refreshing about Ramsey is that rather than being a finger-pointer, he has real-life workable solutions to getting out of debt and staying that way.I wish I had read it 20 years ago, and saved myself some grief!

Condition
I have not had a chance to start reading this yet but the condition and transaction were smooth and would recommend.

Just get the planner
The "Financial Peace Planner" is a soft-cover version with more interactive options (lists, graphs, do-it-yourself charts) than the hardback. If you like the Financial Peace series, just get the planner to get the full usage from the teachings.

Have a little peace in your life
While no book can give you everything you need to know about finances, this one comes very close.After reading Total Money Makeover, I felt compelled to read this one because he consistently referred to it. I think I enjoyed this one better because put everything thing in a real doable format.He even gives you forms and letter for all major aspects of your financial life.

I like how he refers to the bible on certain points which shows that we are not the only ones who ever struggled with debt, low savings or foolish investing.This gives the book a sense of reality that most just ignore.

It is easy to tell that he knows what he is talking about because he speaks as though he and his wife had the same problems as we do.Though educated in finance, this is encouraging because if he can do so can we.

He covers a lot though with may reference which can seem over powering at times, but it shows Mr. Ramsey has done his homework.

I like his Pease Puppies at the end of each chapter which is a kind reminder of what each chapter was about.

1. Avoid Stuffits.Making your life less dependant on Stuff.
2. Plant seeds.Start you money growing by understanding compound interest.
3. Discover you own "power over purchase".You have the choice to purchase.
4. Find where you are naturally gifted- Enjoy where you work and work hard.Find work that makes you happy and you will always do it well.
5. Live substantially below your means. Though easily said then done; great advice.
6. Sacrifice now so you do not have to later.Can be tough to put off today what you want, but it is worth it.
7. You can always spend more than what you can make.Don't.This is done by using credit.
8. The borrower is Servant to the lender; so beware. True and makes you wonder that we never believe this.
9. Check you credit report at least every two years. Everyone makes mistakes, so check it.
10. Handle Credit report corrections yourself.Most are easy and the credit reporting agencies must correct them.
11. Realize that the best way for delinquent Debt to be paid IS FOR YOU, not the collector to control you financial destiny.How often do we forget this?
12. You must save Money (the power of compound interest).
13. Use the "Keep it Simple, Stupid" rule of investing.Invest in what you know and are rather simple (mutual funds mostly).
14. Only people who like dog food don't save for retirement.So save, save, save.
15. Always save with pretax dollars.
16. Learn Basic negotiating skills for great buys.Great ideas for saving money for everything you purchase.
17. Learn where to find great buys (treasure hunt).Great buys are everywhere like flea markets and garage sales.
18. You must have patience to get great buys.
19. Communicate with your spouse about money.Lack of it causes divorce.She can also give you great insight.
20. Teach the children!
21. Listen to your spouse's council (women's intuition).Men have it too.
22. There are few "ole" fools- Seek experience counsel.
23. You must keep your check book on a timely basis.Surprising how most people don't.
24. Lay out in written detail of a cash management plan.Written budget and cash flow statement.
25. Commit to the plan for ninety days.Give the plan a chance to germinate.
26. Take time to prioritize you life.
27. Keep your spiritual life healthy.
28. Take baby steps- Prioritize your plan and move slowly. (read total Money Makeover for this detailed plan)

While this may seem daunting, but making some simple changes to your financial life, you can achieve great success.

I gave this 4 stars because Amazon does not allow for me to give it 4 1/4 stars because there is a wealth of information in the book and spiritualness of the book, but there were some problems that I could not deal with perhaps because of ignorance or lake of understanding.I would recommend reading this book before you read Total Money Makeover.


Enjoy
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Product Description
This is an EXACT reproduction of a book published before 1923. This IS NOT an OCR'd book with strange characters, introduced typographical errors, and jumbled words.This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book. ... Read more