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         Low Income & Fair Housing Law:     more detail
  1. Clarifying the federal Fair Housing Act's exemption for reasonable occupancy restrictions.: An article from: Fordham Urban Law Journal by Tim Iglesias, 2004-10-01

81. Housing And Community Development
organizations whose programs provide direct public services to low and very lowincome residents with fair housing Services Asian law Alliance. (408) 2879710.
http://www.sccplanning.org/planning/content/PlansPolicy/PlansPolicy_Housing_and_

82. Renting A Home - Finding An Aparment
fair housing Complaints. assistance programs, home improvement and repair loansand grants, and selfhelp housing loans to low income individuals and
http://www.realestateconsumerguide.com/real_estate/renting/

REALTORS
MORTGAGE BROKERS LAWYERS HOME REAL ESTATE Buying Selling Renting Homeless ... First Time Buyer FAQ's FIND PROFESSIONALS Real Estate Brokers Real Estate Lawyers
RENTING A HOME
Looking for an apartment? It can be both exciting - and frustrating! But if you approach the whole process systematically and if you know your rights, apartment hunting doesn't have to be a hassle. Read through this Renter's Guide before you begin. And happy hunting!
Before you start looking...
Know your rights: First, you should know about your fair housing rights. Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex, family status, or disability. If you have been trying to rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint . Then, you should know about your rights as a prospective tenant.

83. Community Reinvestment Links
problems, and is broadly active on disability issues, including fair housing. surethat capital is used effectively in low and moderate income communities.
http://www.ncrc.org/links.html
Community Reinvestment Links
NCRC has begun work on redesigning and updating our nationally acclaimed internet site www.NCRC.org Included in this update will be the inclusion of three new web domains that were recently donated to NCRC - www.fairlending.com www.fairlending.net and www.fairlending.org The resource content of these three sites will be merged and augmented as a component of the new 2002 www.NCRC.org site. Please feel free to e-mail David Berenbaum at dberenbaum@NCRC.org with your redesign suggestions!
Links to Our Members
NOTE TO NCRC MEMBERS: IF WE HAVEN'T INCLUDED YOUR WEB SITE HERE, PLEASE DROP US AN E-MAIL INCLUDING YOUR WEB ADDRESS, AND WE WILL IMMEDIATELY ADD YOU TO THE LIST. CRA Ratings and Branch Information On The Internet The FDIC and the Office of Thrift Supervision (OTS) now provide branch information on the internet. The database can be found in the "Industry and Institution" section of OTS' website or the "Bank/Thrift Deposit Inquiry" section of FDIC's homepage. The database allows users to search for branch deposit information by institution, state, county, or neighborhood. The Federal Reserve Board (FRB), FDIC, the Office of the Comptroller of the Currency (OCC), and the Federal Financial Institutions Examination Council (FFIEC) provide CRA ratings and examination schedules on-line at the following internet addresses:

84. Welcome To The Florida Housing Coalition
to serve both the fair housing advocacy community housing, by improving existing housingconditions, including expanding and enforcing lowincome tenants' and
http://www.flhousing.org/resources_sn.asp
Staff Bios Board of Directors Information and Referrals Technical Assistance ... Section 8 Homeownership Annual Report Housing News Network Creating Inclusive Communities Housing Terms
Housing and Community Development
...
Section 8 Homeownership

Special Needs Technical Assistance Colaborative, Inc. The Administration on Developmental Disabilities ensures that individuals with developmental disabilities and their families participate in the design of and have access to culturally competent services, supports, and other assistance and opportunities that promotes independence, productivity, and integration and inclusion into the community. The Consortium for Citizens with Disabilities is a coalition of approximately 100 national disability organizations working together to advocate for national public policy that ensures the self determination, independence, empowerment, integration and inclusion of children and adults with disabilities in all aspects of society.

85. IHDA Housing Tax Credits
types of affordable housing advocates a fair shot at tax program (in this case, housing)is unprecedented making concerning each state's lowincome housing needs
http://www.ihda.org/lihtc.htm

Rod R. Blagojevich, Governor
Authority Links Home What's New Help for Homebuyers Find an Apartment
Multifamily Financing
Facts for Investors
Office of Housing Coordination Services Lender / Servicer Property Management / Compliance ... Home Search Illinois
[Search Tips]
Multifamily Financing NOTICE: 2003 Tables for Maximum Income and Rent Levels are now available. Low Income Housing Tax Credits:
Frequently Asked Questions... Why did Congress enact the Housing Credit law in 1986? Congress created the federal Low Income Housing Tax Credit (also known as the federal Housing Credit program) because building and rehabilitating apartments costs too much in the private market to rent at rates low-income families can afford. The Housing Credit makes apartments affordable for working people with below-median incomes. How do Housing Credits differ from other federal housing programs? Housing Credits rely on developers, financial firms and other private sector players. These experts don't invest in affordable housing unless market conditions allow developments to prosper. The Housing Credit is an indirect federal resource, not a direct drain on the federal treasury. The program is run by the Internal Revenue Service, and failure to adhere strictly to the law results in stiff penalties. Finally, Housing Credit tenants are typically working taxpayers who pay their entire rent.

86. The Northwest Indian Housing Association Official Web Site
www.ncsha.org National fair housing http//fairhousing.com org National Leased housingAssociation http net/~hudnlha/ National low income housing Coalition www
http://www.nwiha.org/link.html
NWIHA
The Northwest Indian Housing Association Links to Other Web Sites
One of the largest lists of affordable housing links on the Internet today!
Suggest new sites to JOE at NWIHA@aol.com
Related Housing and Links to Indian Country:
H UD Office of Native American Programs: http://www.codetalk.fed.us/seaonap.html
National American Indian Housing Council Web Site: www.naihc.net
AMERIND We b Site: http://www.amerind-corp.org
Bureau of Indian Affairs: http://www.doi.gov/bureau-indian-affairs.html
Governer Locke's (WA) Office of Indian Affairs: www.goia.wa.gov
Oregon Housing and Community Services Department: http://www.hcs.state.or.us
Indian Health Service: http://www.ihs.gov ATNI Web Site: http://www.atni.org Homebuyer Education: http://www.homepath.com VA Direct Loan Program: http://www.homeloans.va.gov/native.htm HUD Homebuyer Web Site: http://www.hudhcc.org/agencies/agencies.html National Congress of American Indians Web Site: http://www.ncai.org University of Pittsburgh ( Links to Lots of Indian Site s!) www.pitt.edu/~lmitten USDA/Rural Development (administers rural housing development and loan guarantee programs): http://www.rurdev.usda.gov

87. Zmag Online
the fair share doctrine by enacting the fair housing Act on Affordable housing tooversee the development of low and moderate-income housing throughout the
http://www.zmag.org/zmagsite/oct2002/commentary/burzio1002.htm
October 2002
Volume 15 No. 11
MEDIABEAT
: The Powell Trap
SUMMIT NEWS
: Corporate Globalization
MILITARY
: The Next Arms Race
BRAZIL
: Another World Is Possible
DRUGS
: Marketing Fear
PALESTINE
: Ethnic Cleansing By Starvation
CONSERVATIVE WATCH
: Strangers in a Strained Land
HOUSING

CAMPUS ORGANIZING
: Illinois Grads Do-It-Yourselves Unionizing STUDENT STRUGGLES : The Struggle Against ROTC in Puerto Rico FIGHTING PRIVATIZATION : The Philadelphia Student Union FOREIGN POLICY : Will the US Attack Iraq? SOUTH AMERICA : The Political Economy of a Narco-Terror State WEAPONS : U.S. Dirty Bombs INTERVIEW : Western Sahara LESSON PLANS : Why So Many Exams? WOMEN IN PRISON : The Suffering Within THE CHURCH : Scandal of Sexual Gree d BOOK REVIEW : The Holocaust Industry by Norman Finkelstein ENDGAME : Cartoon Coming Soon U.S. and War with Iraq

88. NYS DHCR - New York State Low-Income Housing Tax Credit Regulations
NYS DHCR New York State low-income housing Tax Credit Regulations
http://www.dhcr.state.ny.us/ocd/progs/taxcr/ocdtax10.htm

Home
Contact Us FAQs
Key Words
... Funding Programs
New York State Low-Income Housing Tax Credit Program
Regulations
Statutory Authority: Article 2-A of the Public Housing Law.
SECTION 2040.14 New York State Low Income Housing Credit Program
  • Purpose and Background - Article 2-A of the Public Housing Law (the Law), established a State tax credit to be administered by DHCR for owners of housing for persons of low-income. The Law authorizes the Commissioner to allocate the state low income housing tax credit ("SLIHC") to eligible buildings in the state. The Law provides that the SLIHC program be administered in the same manner as the Federal low-income housing credit program ("LIHC") authorized by Section 42 of the Code and administered by the Commissioner pursuant to Subchapter A of Part 2040 and authorizes the Commissioner to promulgate rules and regulations necessary to administer the provisions of the Law. All determinations by the Commissioner regarding eligibility shall be final. All the processes and procedures applicable to the LIHC Program shall apply to the SLIHC Program except as modified below.
  • Additional Definitions:
  • Eligibility Statement shall mean a statement issued by the Commissioner certifying that a building that has been placed in service is an eligible low-income building with a certain amount of SLIHC allowable. For purposes of SLIHC, all references to the IRS Form 8609 shall be deemed to be references to an eligibility statement for the SLIHC.
  • 89. American Civil Liberties Union : Connecticut Supreme Court Puts Teeth Back Into
    Court decision that restores the state's affordable housing law to its the Connecticuthousing Coalition, and the Connecticut fair housing Center jointly filed
    http://www.aclu.org/PoorRights/PoorRights.cfm?ID=7351&c=151

    90. NC Justice And Community Development Center Housing Information
    The Justice Center works cooperatively with the North Carolina low income housing
    http://www.ncjustice.org/housing.htm
    Navigation Menu Go to.... Justice Center Home Alerts Community News Consumer Aciton Network Defenders of Justice Discussion Board Health Access Coalition Immigrants Legal Assist. Hyatt Issues Jobs Legislation Links Litigation Living Income Initiative NcexChange Parent Education Parents United Poverty Law Litigation Public Assistance Project Publications Staff Support The Justice Center works cooperatively with the North Carolina Low Income Housing Coalition in addressing the enormous shortage of affordable, safe housing throughout North Carolina. We believe, like the Coalition, that housing is a basic human need, like food and health care, which must be met if people are to grow and prosper as members of society. Decent, safe, and affordable housing is a fundamental ingredient for productive, healthy, and vibrant communities. The Justice Center and the NC Low Income Housing Coalition have developed a policy agenda that will move North Carolina closer to the goal of every North Carolinian having a safe, decent and affordable place to call home.

    91. Illinois Legal Aid
    fair housing Resources. markets, including legal action, housing counseling, education NationalLowincome housing Coalition Educates, organizes and advocates to
    http://www.illinoislegalaid.org/index.cfm?fuseaction=home.dsp_content&contentID=

    92. Clark County Legal Services
    and representation to eligible low income residents of to see our client income eligibilitychart. fraud scams; public and private housing violations; Special
    http://clarkcountylegal.com/
    CCLS.....Providing Free Legal Aid for Clark County Since 1958 800 South Eighth Street Las Vegas, Nevada 89101 Click Here to find out how you can donate time, a tax deductible financial contribution, or other important resources to CCLS WELCOME TO CLARK COUNTY LEGAL SERVICES 800 South Eighth Street Las Vegas, Nevada 89101-7051 Clark County Legal Services (CCLS) is a private, non-profit, public interest law firm that provides free legal information, counseling and representation to eligible low income residents of Clark County Nevada. Eligibility for our services is based on household income and number of people living in the client's household. Click Guidelines to see our client income eligibility chart. Types of legal matters handled by CCLS include helping victims of consumer fraud scams; public and private housing violations; Special Education issues; those denied access in violation of the Americans with Disabilities Act ; restoration of Social Security Benefits ; assisting with legal issues for people suffering from HIV / AIDS ; and Children's Attorney Project , which provides representation of abused and neglected children who are in foster placements or are wards of the state. CCLS does

    93. Projects
    The goal of the FPP attorneys is to ensure that lowincome parents in danger of losingtheir children to state custody Public Benefits Employment law Center.
    http://www.rils.org/projects.htm
    Legal Centers and Clinics Family Law Center Housing Law Cntr./Eviction Defense Clinic Fair Housing Special Projects Responsible Parent Project Campaign For Equal Justice Battered Women's Legal Assistance Family Preservation Project Our basic priorities are to ensure that low-income people have food, shelter, income, medical care, and freedom from domestic violence. To accomplish this, RILS provides a full range of legal assistance, including advice and brief service, investigation, negotiation, and litigation in all state and federal trial and appellate courts. RILS also provides community legal education services to its client community.
    The Battered Women's Legal Assistance Project
    In the fall of 1998, grants from the Rhode Island Foundation and the U.S. Department of Justice enabled RILS to hire two full-time attorneys to staff the Battered Women's Legal Assistance Project. Attorneys Dawn Cook and Bridgette Louro provide representation to victims of domestic abuse, in conjunction with The Coalition Against Domestic Violence and their members agencies which provide emergency shelter and counseling services. Aiding them in this important work are paralegals Leslie Kob and Mary Curtin. The unique partnership of RILS' advocates and the supportive services provided by shelter personnel, affords abused women the benefit of a complete case management system to meet their need for social services and legal advocacy. The Battered Women's Legal Assistance Project will help end the violence for many battered women and children. In the program's first year, nearly 400 clients were served.

    94. Housing
    CHAPA CHAPA helps low and moderate income people find Coalition to Preserve theFair housing Act The Coalition has been formed in response to several
    http://alliance.unh.edu/WebP/hou.html
    Housing:
    If you find an inactive link, please report it to: Webmaster
    • Accessible Space, Inc In 1978, when Accessible Space, Inc. was founded, very few housing options were available for people with a mobility impairment and/or brain injury. Often, individuals lived in long-term medical facilities or nursing homes because there were no other choices available. ASI was created to correct this problem. Today, our affordable, accessible apartment buildings and cooperative homes are located throughout Minnesota and U.S., making independent living a possibility for hundreds of people.
    • Accessible UDA Ideal Home Plans UDA is proud to offer a comprehensive range of cost-effective and intelligent Accessible Ideal Home Plans and Planning Services that effectively enable people with disabilities to productively utilize and move about their homes. UDA has been a pioneer in this arena for more than a decade, and currently offers more than 100 one-story and two-story Ideal Home Plans with first floor master suites that allow for easy accessibility.
    • Arkansas Support Network "It is our belief that every person has the right to live in a home and in the community as an active and accepted member. Our intent is to support the presence and participation of children and adults with developmental disabilities in their homes and communities. Our Affordable Housing program, established in 1991, assists individuals in locating affordable housing with an emphasis on homeownership. Since its inception, the program has assisted seventeen individuals who have disabilities in becoming homeowners."

    95. Ann Arbor Legal Services, Mediation, And Consumer Services
    lowcost mediation services to individuals and orientation, disability, source ofincome, or student Provides fair housing testing, advice, advocacy, attorney
    http://www.arborweb.com/cg/t0116.html
    Legal Services, Mediation, and Consumer Services
    Ann Arbor Tenants Union
    Education, counseling, and advocacy services for area renters; workshops and presentations by request. Website: www.umich.edu/~aatu
    E-mail: aatu@umich.edu V 1443 Washtenaw Ave., Trotter House #220 [ map
    Better Business Bureau of Detroit and Eastern Michigan
    File or check complaints against local businesses.
    Website: easternmichiganbbb.org E-mail: info@detroit.bbb.org 30555 Southfield Rd., Southfield [ map
    Community Leaning Post
    Trained volunteers work to resolve conflicts in school settings, acting as a mediator between parents and Ann Arbor public schools. Also sponsors the African American Downtown Festival and raises money for scholarships for African American youths. Call for information on volunteer training. Website: www.comnet.org/commleaningpost E-mail: emccoy7221@aol.com V 211 1/2 N. Fourth Ave. [ map
    Dispute Resolution Center
    Low-cost mediation services to individuals and organizations in Washtenaw County. Trained volunteer mediators. No disputes involving violence, drugs, or other felonies. Website: www.mimediation.org

    96. LegalScholar.com - Legal Information, State And Federal Law, Legal Employment An
    Welcome to LegalScholar.com! fair housing law
    http://www.legalscholar.com/links/fairhousinglaw.html

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    97. Southern Oregon Fair Housing Project
    Clearinghouse of info targets tenants in the region, offering avenues to such resources as orgs, agencies, govt. sites and complaint forums.
    http://www.efn.org/~fairhous
    Southern Oregon Fair Housing Project Proyecto de Vivienda Justa en el Sur de Oregon This site is meant to be accessible.
    Use these powerful tools to fight against unfair treatment in your search for a place to live
    HUD Toll-Free, Complaint Line:
    HUD, Online Housing Discrimination Complaint Form.

    HUD Toll-free TTY Complaint Line:
    Several ways to file a Housing Discrimination Complaint
    The Community Housing Resource Board , in Lane County Oregon, provides a regional (Lane County) Housing Discrimination Telephone Hotline:
    Please email us. We will help you. Be sure to tell us where you live (city and state). Fair Housing Council of Oregon.
    Program staff receive and screen complaints of housing discrimination over a state-wide, toll-free hot line and whenever possible test allegations of fair housing violations.
    Hot line:
    Southern Oregon Fair Housing Project
    Proyecto de Vivienda Justa

    en el Sur de Oregon.
    Updated: Sunday, 25-Feb-2001 20:30:04 PST Announcing: 2nd Chance Program Announcing: Project Link The Southern Oregon Fair Housing Project is sponsored by The
    Community Housing Resource Board (CHRB)
    of Eugene, Springfield, and Lane County, Oregon.

    98. LSEM - Economic Development
    LSEM began a process of pulling together partners to create low incomehousing within the area. After two years of advocacy with
    http://www.lsem-mi.org/Econ_Dev.html
    Search LSEM LSEM is the first program in the State of Michigan to begin a specialty in economic development. In the era of welfare reform, economic development for the poor becomes a key factor. This is the equivalent of a business lawyer working for poor persons. LSEM has created three positions specializing in economic development. Water Edge Crossings Housing Development
    No individual client or client group suggested the establishment of a riverfront housing development. However, there was documented evidence of a need for the low-income community, and LSEM responded to it by developing a viable solution. LSEM helped in the formation of a non-profit organization, Water Edge Crossings, to act as one of the major players in planning the 400-unit housing development. It is this non-profit corporation that will receive the acreage upon which the development will be established. Several members of the client community serve on that corporate board. Retail Development
    Child Care Centers

    In needs studies assessing the needs of low-income persons, one of the greatest needs identified for LSEM's client community is affordable childcare. Many studies document inadequate childcare as a major impediment to full employment. However, no client ever complains about the lack of accessible childcare as a legal problem.

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