41. Farm Security - "Treat It Seriously," Security For Animal Agriculture: Preventio 3 to 4 weeks after arrival on the farm with strict to properly evaluate a new employee'swork habits protection equipment as dictated by management and required http://www.ext.vt.edu/pubs/farmsecurity/445-001/445-001.html

Farm Security - "Treat it Seriously," Security for Animal Agriculture: Prevention Author: C. C. Stallings, F. C. Gwazdauskas, and G. M. Jones, Extension Specialists, Dairy Science; Virginia Tech Publication Number 445-001, July 2002 Threats to farm security can come from many sources. Intentional destruction or contamination of livestock is a possibility that producers must guard against. Safe substances may be used to produce unsafe or harmful combinations if used incorrectly or indiscriminately. These include chemicals, fertilizers, pesticides, and animal drugs. Farm management should secure and account for such products and report anyone acting suspiciously or wishing to obtain abnormal quantities of any substances. According to the American Feed Industry Association's Guide to Biosecurity Awareness, animals and feed ingredients may become adulterated by the following means: Biological (bacteria, toxins, viruses, parasites, etc.) Chemical (classical chemical warfare agents and toxic industrial chemicals, such as pesticides, rodenticides, and heavy metals) Radiological (agents that can be delivered in liquid or solid form) Physical (metals, glass, and plastic)

42. Agricultural Software - Farm & Ranch Software student ideas for new improved farm management rather than Convert farm Biz forDOS data disks. Check Register in date order; employee Earnings by employee; http://www.farmbiz.com/educational/educational3.htm

Farm Biz Educational Software Providing Farmers and Ranchers with Computer Solutions for over 25 years. "Easy as Quicken . . . but made for farmers and ranchers." T he Evaluation Demo program is the complete "Farm Biz" Entry level Accounting program. Absolutely No Setup Required . Just install and enter your records. The Evaluation comes complete with a 256 page manual available for Printing or Viewing on Screen. The "Farm Biz" Evaluation Demo is ideal for High School and College computer labs. A copy can be placed on each computer in the lab or on the students home computer. "Farm Biz" was developed in cooperation with the Minnesota Adult Farm Management Instructors and specifically designed for students to transition from the "Farm Account Book" to home based computerized bookkeeping. "Farm Biz" is written in Microsoft's Access, thereby providing common ground for the instructor to create additional statistics for classroom charting and analysis. "Farm Biz provides the basics for migrating to our more powerful "Ultra Farm" accounting program. "Ultra Farm" exports directly to the "Finpack" program from the Farm Financial Center at the University of Minnesota. The complete demo program is 28 meg. On a 56K modem this can take over to 2 hours to

43. Hiring Non-Farm Dairy Personnel; G92-1114-A to reward above acceptable levels of job performance enables an employee to trynew management skills and maintain interest in attending farmrelated meetings http://www.ianr.unl.edu/pubs/dairy/g1114.htm

G92-1114-A Hiring Non-Farm Dairy Personnel Help for hiring is covered here. Jeffrey F. Keown, Extension Dairy Specialist Previous Category Catalog Order Info Incentive Programs As Nebraska dairy farms increase in size and/or the managers advance in age, we see more producers turning to hired labor as a way to maintain a viable farm unit. Hiring a traditional farm worker is easier than hiring an individual without farm experience because the farm worker in some way has experience with the hours required, as well as knowledge of the unexpected problems certain to arise on any farmstead. As the number of workers available with farm backgrounds continues to decrease, many producers are looking at non-farm background workers to meet their needs. Non-traditional farm employees are not as aware of farm-related problems and are more familiar with the conventional eight hour/five day work week. Therefore, the dairy producer must adequately explain the expected job responsibilities and wage scale before the applicant is hired. This up-front frankness helps eliminate potential problems with new employees. The entire process of hiring a new employee should start with a clear, concise and inclusive position description. This position description should contain, among other topics:

44. SEED - UF/IFAS Internal Management Memoranda INTERNAL management MEMORANDUM NUMBER 6C16.130-1. Relationships With farm Organizations Departmentof Agriculture Regulations on employee Responsibilities and http://imm.ifas.ufl.edu/6_130/6130-1.htm

SEED Home IFAS Home News Events Calendar ... Confirm Receipt Internal Management Memoranda EFFECTIVE DATE: December 1, 1993 INTERNAL MANAGEMENT MEMORANDUM NUMBER: 6C1-6.130-1 SUBJECT: IFAS; Regulations for Florida Cooperative Extension Faculty Notes: Sections 1 and 2 are excerpted from Chapter IV of the Administrative Handbook for Cooperative Extension Work , USDA and Section 3 is excerpted from Chapter IX of the same publication. Relationships With Farm Organizations The following are excerpts from the United States Department of Agriculture Regulations on Employee Responsibilities and Conduct concerning United States Department of Agriculture employee relationships with general farm organizations: Definition - The expression "general or specialized organizations of farmers" is intended to cover such national, regional, or State organizations as, among others, the National Grange, the American Farm Bureau Federation, the Farmers' Union, the National Association of Soil Conservation Districts, the National Rural Electric Cooperative Association, the National Council of Farmer Cooperatives, Breed and Commodity Organizations, and their regional, state, and local constituent groups. The expression "general or specialized organizations of farmers" is not intended to cover organizations such as cow test associations and similar groups.

45. Business And Economics - Products Catalogue Developing a Marketing Plan, 95079, 811, employee Handbook on Computer Disk,AF0008, 810, $10**. Ontario farm management Analysis Project 2000, 69, 818, http://www.gov.on.ca/OMAFRA/english/products/economics.html

Products Catalogue Business and Economics Business Management Marketing Rural Sociology New Products From OMAF ... Human Resources Management Materials Order Form Must pay PST Only paid publications have a price listing. All others are free. Business Management Order # Agdex # Price Agricultural Marketing Boards in Ontario Agricultural Statistics Ontario 1995 Between Generations (video and books) Budgeting Farm Machinery Costs Cash Lease Agreements for Cropland Crop Share Lease Agreements Customer's First - Leading Edge Principals and Trends Developing a Marketing Plan Employee Handbook on Computer Disk Farm Business Insurance Farm Business Joint Ventures Farm Business Partnerships Farm Estate Planning Farm Inventory Notebook Farm Lease Agreement-Pasture Land Farmland and Property Taxes 2001, What New Owners Need to Know Flexible Cash Lease Agreements Guide to Custom Farmwork and Short-Term Equipment Rental How to Form a Co-operative Land Lease Arrangements Leasing Farm Equipment Managing Risk in Agriculture Money Matters: Guide To Farm Financial Planning New Generation Co-operatives Ontario Farm Management Analysis Project 2000 Ontario Farm Record Book Options for Farmers Dealing with Financial Difficulties Paying Wages To Family Members Planning a Bed and Breakfast Business Preparing Business Plans Pressures of Business: Signs of Stress and How to Deal with It Programs and Services for Ontario Farmers

46. WELCOME TO KKSU-AM 580 and Extension farm economist Sarah Fogelman talks about farm employee managementissues, as a preview of the upcoming employee management in Production http://www.oznet.ksu.edu/kksu/StreamingArchives/AGTODAY/AGTODAY.htm

Skip the navigation header body Home About Us Mission 77 Years Staff Affiliates Programs Monday Tuesday Wednesday Thursday ... Contact Us AGRICULTURE TODAY archives November 27, 2002 Live on this final Agriculture Today on KKSU, an "open mike" program featuring K-State agricultural scientists and specialists who've appeared on the program in years past...plus audio clips from Agriculture Today's past, featuring, among others, Paul DeWeese, Dev Nelson, and others. November 26, 2002 K-State farm economist Brad Lubben comments on farm program participation decisions, based on the meetings he's been conducting with farmers around the state this fall...K-State beef cattle nutritionist Gerry Kuhl talks about unconventional forages salvaged from this year's drought conditions and how those can be utilized most successfully in cattle rations this winter...also, K-State agricultural law specialist Roger McEowen comments on the future of Chapter 12 bankruptcy law, now that Congress has extended that provision for another six months. November 25, 2002

47. USDA ARS U.S. Water Conservation Lab employee Listing. USWCL Research Staff. Name, gov. Adamsen, Floyd J.Soil Scientist, Irrigation farm management, fadamsen@uswcl.ars.ag.gov. http://www.uswcl.ars.ag.gov/USWCL/USWCLSTF.htm

Employee Listing USWCL Research Staff Name Job Description Research Area ( CRIS ) E-Mail Address Adam, Neal Plant Physiologist Carbon Dioxide-Climate nadam@uswcl.ars.ag.gov Adamsen, Floyd J. Soil Scientist Irrigation Farm Management fadamsen@uswcl.ars.ag.gov Barnes, Edward M. Agricultural Engineer Remote Sensing ebarnes@uswcl.ars.ag.gov Bautista, Eduardo Agricultural Engineer Water Project Management ebautista@uswcl.ars.ag.gov Bouwer, Herman Research Hydraulic Engineer Water Project Management hbouwer@uswcl.ars.ag.gov Clarke, Thomas R. Physical Scientist Remote Sensing tclarke@uswcl.ars.ag.gov Clemmens, Albert J. Water Project Management bclemmens@uswcl.ars.ag.gov Coffelt, Terry A. Research Geneticist (Plants) New Crops tcoffelt@uswcl.ars.ag.gov Dierig, David A. Research Geneticist (Plants) New Crops ddierig@uswcl.ars.ag.gov Hunsaker, Douglas J. Agricultural Engineer Irrigation Farm Management dhunsaker@uswcl.ars.ag.gov Idso, Sherwood B. Research Physicist Carbon Dioxide-Climate sidso@uswcl.ars.ag.gov Kimball, Bruce A. Research Leader and Supervisory Soil Scientist Carbon Dioxide-Climate bkimball@uswcl.ars.ag.gov

48. PEARL Has Moved! Estate Planning ($1); F751 - Financial management Series Developing a Account Book($2); E-908 - farm/Ranch Account CR-945 - employee Records (4/99 - 19K) (HTML http://www.agweb.okstate.edu/pearl/agecon/tax/

The PEARL website has moved to a new server This page should automatically take you to the main page of the new site. Click here if your browser does not automatically jump to the new site's main page.

49. Eugene FBM Program and farm plan development; farm recordkeeping systems, documents, and budgetingtechniques; Land acquisition analysis; employee management; Marketing techniques; http://www.bizcenter.org/Eugene/FBM.html

SBM Program FBM Program FBM Farm Business Management The Farm Business Management program is intended for full-time or part-time farm operators and managers. The program is designed to help you achieve your business and family goals through improved farm management and organization. The program combines classroom training with on-site visits and counseling to give you a comprehensive and practical approach to farm management. It includes an individualized recordkeeping system, classroom sessions once a month, individualized appointments with the FBM instructor to provide personalized and confidential application of classroom topics, use of computers to help you with management decisions, and an annual computerized analysis of your farm's operation. FBM Program Content: Goal setting and farm plan development Farm recordkeeping systems, documents, and budgeting techniques Land acquisition analysis Employee management Marketing techniques Computer systems and operation Legal issues Income tax planning Risk and insurance management Estate planning Program Outcomes: Setting goals and developing farm plans Keeping better records, tracking, and analysis

50. AgHeritage Farm Credit Services and build relationships with shareholders, management, and employees is a voting stockholder,owns farm property or year, a salaried officer or employee of any http://www.agheritagefcs.com/Nom Comittee/director qualifications responsibiliti

Director Qualifications Must be actively engaged in farming, farm management, or AgriBusiness. Must have knowledge and awareness of issues impacting all sectors of agriculture. Have understanding and knowledge of financial, marketing, and business factors impacting business performance results. Ability to understand key issues impacting business success. Planning oriented, develops and understand longer term results and tactical programs. Actively involved in ag-related organizations. Be a community leader. Ability to communicate clearly and build relationships with shareholders, management, and employees. Has a stakeholder investment in the Association and is a user of Association products and services. Is an exceptional supporter and advocate of AgHeritage. Must meet all qualifications set out in FCA regulations and Association bylaws. Director Eligibility No person shall be elected or continue to serve as director unless he or she is a voting stockholder, owns farm property or is engaged in the production of agricultural products, and either resides or farms in the association territory. No person shall be elected or continue to serve as director unless they have an active loan balance and loan balance must be rated as “acceptable” credit.

51. Projects & Programs - Ag Health & Safety Program At Cornell University Developing a loss control or risk management plan for the farm is a proactive measurethat focuses on improving work site safety and employee work practices http://web.vet.cornell.edu/Public/CUAgri/projects/ahat.html

Agricultural Hazard Abatement and Training (AHAT) Program Program Contact: Information about the recently completed AHAT Project Experience Project Summary Statistics on work place injuries and fatalities continue to indicate that agriculture is one of the most hazardous industries in our nation. Employees are valuable resources for a farm and since an injury never occurs at a "convenient" time, it will impact production and profit in the form of: lost work time; medical expenses; increase in workers' compensation premiums; and, sometimes the morale of other employees. This means that everyone involved in agriculture needs to do a better job of addressing safety and health issues in the work place. Developing a loss control or risk management plan for the farm is a pro-active measure that focuses on improving work site safety and employee work practices with the ultimate goal of reducing work place injuries. An effective safety program includes: · strong commitment and hands-on involvement by management; open communication between management and employees;

52. Articles Agricultural Labor management. Articles. employee Selection / Discipline employeeCompensation Interpersonal Relations farm Family Relations http://www.cnr.berkeley.edu/ucce50/ag-labor/7article/articles.htm

Agricultural Labor Management University of California APMP Articles Employee Selection / Discipline Employee Compensation Interpersonal Relations Farm Family Relations ... International Issues Interpersonal Relations Cultural Differences? Talking with Employees Communicating with Workers in Spanish: Learning another language Showing Gratitude: Who's Packing Your Parachute? Duane G. Duncan Loving Your Work Robert McGarvey Helping Colleagues Cope With Grief Billikopf, Pelzer Suicide Prevention Geraldine Warner Funerals: A Consumer Guide Federal Trade Commission Handling Differences Productively Sexual Harassment Complaints Hamilton, Edwards, Thompson, Mlynek, Lopez, Wright Defuse Impending Violence! Larry Chavez Britton, LaCalle, Coffey, Zelazek, Billikopf Domestic Violence: Can You Fire the Perpetrator? Maureen Minehan Protecting the accused? Billikopf, Avery, Britton, Max, McLachlan Creative Negotiation Agricultural Labor Disputes Mediation Brent Searle Mandatory mediation in collective bargaining Martin, Mason Billikopf, Gary Lear Good Discrimination in Hiring at a Dairy Classy Ads: Creative Recruitment Practices Meg Gaige Firing with Dignity Make Meetings Matter Kim Watson Scout Clout B. J. Burnham / Rene Featherstone

53. Finance & Employee Transformation - Success Stories Dairy farm also consolidated, resulting in a 50 percent overall reduction in suppliersand implemented online tools for budgeting, management reporting and T E http://www.cgey.com/solutions/fet/references.shtml

Home What Makes Us Different? Key Service Offerings Success Stories ... Contacts Success Stories Read about our success stories BHP Bilton Nissan Nextel Sterling More success stories... Dairy Farm - Hong Kong B.P. - China With significant growth plans for their business in China, B.P. first needed to ensure that back-office operations could support their planned growth over the next 5 to 10 years. Cap Gemini Ernst & Young first conducted an 8-week visioning and planning exercise to analyze back-office procedures and create a path forward. The study defined the opportunity and recommended "foundation projects" that B.P. needed to develop prior to redesigning back office processes. Cap Gemini Ernst & Young assigned someone experienced in Shared Services to run their current back office operations, develop detailed plans for support of B.P.'s business and to help hire a permanent manager. ING Group - Netherlands Catholic Health Services of Long Island - USA The US health care environment is rapidly changing and organizations must adapt to remain competitive. Catholic Health Services of Long Island, an integrated service delivery system with annual revenues close to US$1 billion, embarked on over 50 initiatives that represented a fundamental change from a collection of separate organizations to an integrated, high-performing system.

54. About Our Firm Randy Leka. Randy Leka began his farm management career in 1987 asan employee of Elliott State Bank in Jacksonville. Randy also http://www.worrell-leka.com/about.htm

Allan Worrell Allan Worrell began his professional career in 1977 as a farm manager at a bank in Springfield. He moved to Jacksonville in 1980 and served as head of a farm management company at a local bank until starting his own business in 1995. Allan received his Accredited Farm Manager (AFM) designation in l985. He is also a licensed Illinois Real Estate Broker and provides farm appraisal services as well. Allan has served as President of the Illinois Society of Professional Farm Managers and Rural Appraisers and has chaired numerous State and National Committees. Allan was raised on a grain and livestock farm in Scott County, Illinois. Randy Leka Randy Leka began his farm management career in 1987 as an employee of Elliott State Bank in Jacksonville. Randy also received his AFM designation in 1992 and worked at First National Bank in Springfield from 1989 until teaming with Allan to form Worrell-Leka Land Services in September of 1999. Randy has been very active wih the Illinois Society of Farm Managers and Rural Appraisers by serving on many committees and chairing several of them. Randy is a native of Sangamon County where he still is actively involved with the management of the home farm. He obtained his Illinois Real Estate Sales license in 1994. Janet Worrell Janet Worrell joined the company in November of 1998 and has handled all the data processing and client accounting since then. Janet has a background in banking and financial services. Janet was raised on a family farm in Montgomery County near Nokomis.

55. QuincyNet.com Your Quincy, Illinois Community Service Web Site farm management services farm management systems - farm farm Sector Performance/Gov- farm supplies - farmers Gov - Federal Jobs - employee Satisfaction/Gov http://www.quincynet.com/indexf.htm

Home News Quincy Weather Community Calendar ... Contact Us Alphabetical Index A B C D ... W X Y Z QuincyNet Search Search Contact Us QuincyHelpAmerica.org Safe for all Ages SafeSurf TM Blue links - connect you to Quincy Area Information Black links - connect you to QuincyNet External Links (Bookmarks) Black links /Gov connect you to First Government Links F: Fabric shops Factory Outlet Stores Faith Assembly of God Church Faith Christian Church ... Family Friendly Workplace /Gov Family Involvement in Education /Gov Family Living - Farm Family Planning, Inc. Family Practice of Quincy Family practice physicians ... Family Roots - INS Historical Reference Library /Gov Family Websites Famine Information /Gov Fan Clubs Fargo, North Dakota

56. 2002 Public Service Employee Survey - Organizational Report Agriculture and AgriFood Canada Prairie farm Rehabilitation Administration (PFRA)management Services / Analytical Communications (including Agroclimate Unit http://www.survey-sondage.gc.ca/2002/results-resultats/09/800/810/result-e.htm

Contact us Help Search Canada Site ... Variance Report Organizational Report for: Agriculture and Agri-Food Canada Prairie Farm Rehabilitation Administration (PFRA) Table of Contents My Job World Communication with my Immediate Supervisor My Work Unit My Skills and Careers ... General Information NOTE: Due to rounding, percentages may not add to 100. My Job World Strongly Agree Mostly Agree Mostly Disagree Strongly Disagree Don't Know Not Applicable Total Responses Question 1. I have the materials and equipment I need to do my job. Public Service Department/Agency Prairie Farm Rehabilitation Administration (PFRA) Question 2. The material and tools provided for my work, including software and other automated tools, are available in the official language of my choice. Public Service Department/Agency Prairie Farm Rehabilitation Administration (PFRA) Question 3. When I prepare written materials, including electronic mail, I feel free to use the official language of my choice. Public Service Department/Agency Prairie Farm Rehabilitation Administration (PFRA) Question 4. I am familiar with the provisions of my collective agreement.

57. The Farm Corporation, NCR-11 Continuity of Operation Credit Status employee Benefits for 6. How Is a farm CorporationOperated management Authority Sharing Corporate Income Paying Wages In http://www.mwpshq.org/ncr11.html

The Farm Corporation, NCR-11 The Farm Corporation , NCR-11, by Neil Harl of Iowa State University and Roger McEowen of Kansas State University, is a basic review of all issues related to organizing a farm business as a corporation. The publication discusses the nature of a corporation and considers some of the advantages and disadvantages of incorporating a family farm. It also discusses the taxation of corporations and tax-option corporations, describes the process of incorporation, and explains how farm corporations operate. Particularly useful elements in the publication include one table that compares farm business organizations and another that presents the statutory provisions applicable to farm corporations in the 13 states of the North Central Region of the U. S. Harl, who is the Charles F. Curtiss Distinguished Professor of Agriculture at Iowa State University, and McEowan say the need for current information about farm corporations and the existence of some special income tax provisions for small corporations prompt a new look at the farm corporation and make the release of NCR-11 very timely. The authors say those interested in farm corporations can get a good understanding of the topic from NCR-11, but, they note, the advice and service of an attorney are indispensable in organizing and operating a farm corporation. NCR-11 is a revised version of an earlier publication, and contains tax and legal information current as of September 2002. With it's emphasis on practical advice and the decision-making process, this publication should prove useful to farmers, educators, lenders, consultants, and others involved in farm business management. This publication was developed under the auspices of the North Central Farm Management Extension Committee (NCFMEC), which is a collaborative effort of farm management specialists from major land-grant universities and Extension Services.

58. Extension Ag Update - Resources - January/February 2003 Western farm management Extension Committee Media Contact Dell Rae Moellenberg,(970) 491 of an agricultural and horticultural employee are; organizational http://www.urbanext.uiuc.edu/agupdate/0301_resources.html

Resources Call 1-800-345-6087 or order on the web www.PublicationsPlus.uiuc.edu NEW $24.00, plus shipping Illinois Agronomy Handbook - 2003 (C1383) $15.00, plus shipping Illinois 2003 Handbook Set: Illinois Agricultural Pest Management Handbook and Illinois Agronomy Handbook (SET220-03) $35.00, plus shipping Illini Crop Pro CD - 2003 (SET221-03-CD) $40.00, plus shipping This CD now includes IAPM-03, C1384, the 2002 issues of Pest Management and Crop Development Bulletin and the Proceedings from the Crop Protection Tech Conference. All cross-searchable. Pesticide Applicators Self-study CD-ROM (SP39-7-CD) Stored Grain Pest Management Self-study CD-ROM (SP39-8-CD). Ag Help Wanted, p. 242 Western Farm Management Extension Committee Media Contact: Dell Rae Moellenberg, (970) 491-6009, dellrae.moellenberg@colostate.edu The book can help agricultural professionals better manage their labor resources. It outlines inventive ideas that managers currently use to help them meet human resource needs; what the roles and responsibilities of an agricultural and horticultural employee are; organizational planning such as legal requirements and ergonomic principals that reduce injuries; staffing agricultural businesses; supervising agricultural work; management styles; strategies to develop teamwork; managing employee performance; benefits; pay structures; communication and problem solving. The book is supported with extensive supplementary material that is linked to the book's Web site

59. South Carolina SC Business Directory - D To M employee leasing; Employment agencies; Employment screening; Energy management Exportmanagement. farm equipment; farm, forest, and plantation properties for sale; http://www.sciway.net/bus/cat2.html

South Carolina SC Business Directory - D to M A B C D ... Farm, forest, and plantation properties - for sale Farms, orchards Fasteners - industrial, construction Federal government Feed, hay ... Forest, farm, and plantation properties - for sale Forest resource consultants Foundation contractors Freight forwarders Funeral homes, directors ... Health maintenance organizations - HMOs Herbs Hi-fi equipment, dealers High definition television - HDTV Home builders Home building systems - modular homes, log cabins Home designers, planners Home furnishings, accents, accessories Home health care services Home improvement services ... Home rentals - houses for rent Horse boarding Horse breeding Horse training Horseback riding ... Internet access providers - ISPs Internet advertising Internet consultants Internet training Interpreters, translators ... Investment funds - venture capital Investment bankers Investment management services Investment securities Invitations, announcements ... Music stores - records, tapes, CDs Musical instruments Category browse or Business Name City State SC AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY Home Partners Advertise SC Shop ... Ask ?

60. Untitled Document Through farm management, you can take advantage of quantity on inputs without givingup control of your farm. Simplified employee Pension (SEP) plans are also http://www.havanabank.com/trust/trustintro.htm

Current Rates Services Lending Trust Services ... Freedom Club Why should I establish a Trust Account? By setting up a Trust Account now, you can assure your money will be invested wisely and will be handled in the way that you intended. A Trust can relieve your survivors of tax burdens and can ensure their financial security for the future. With current tax laws, estates can be taxed at a 55% rate. Establishing a trust account for your assets can alleviate this burden from your survivors, as well as avoiding months of legal proceedings, and protecting your family's privacy. The Trust Department will protect your wishes and the intentions of your estate. Trusts can be set up in a number of ways, from a Charitable Trust to a Custodial IRA. The Trust Department can be named Executor/Administrator of your will, and can handle all of the affairs that arise. A Trust can provide for a surviving spouse and/or children for their lifetime as you direct. The financial decisions may be left up to the discretion of the bank, or the survivors, depending on your wishes. A Trust Account is not limited to cash assets, stocks and bonds. Your trust account may include farms, real estate, and even businesses. You can be confident that your hard earned assets will be secure for your survivors.

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